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Car buying guide

Straight answers to the questions I get asked every week in Paterson.

How To Buy A Used Car In New Jersey

A step-by-step walkthrough of buying a used car in New Jersey — paperwork, sales tax, registration, insurance and what to bring to the dealership.

6 min read →

How Much Should You Put Down On A Used Car?

What a down payment actually does to your monthly payment and approval odds on a used car in New Jersey.

4 min read →

How Does Used Car Financing Work?

Plain-English explanation of how used car financing works at a dealership in New Jersey: lenders, terms, rates and approvals.

5 min read →

Can You Finance A Car With Bad Credit?

Realistic answers about financing a used car in NJ with challenged credit, and what makes the biggest difference to an approval.

4 min read →

Do You Need A Co-Signer?

When a co-signer helps on a used car loan in New Jersey — and what it means for them.

3 min read →

What Documents Do You Need To Finance A Car?

The document checklist to bring to the dealership so financing doesn't stall on your first visit.

3 min read →

How To Trade In A Car In NJ

How a trade-in works in New Jersey, how the value is determined, and how a trade affects sales tax.

4 min read →

What To Look For When Buying A Used Car

A practical inspection list for a used car: tires, brakes, fluids, panel gaps, electronics and history.

5 min read →

Used SUV Buying Guide

How to pick a used SUV in North Jersey: size, drivetrain, fuel cost and the trade-offs that matter in winter.

4 min read →

Used Truck Buying Guide

Buying a used pickup: cab and bed configuration, towing, frame condition and what to inspect.

4 min read →

Used Car Test Drive Checklist

What to actually do on a used car test drive so you find problems before you buy.

3 min read →